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Jody Clement and Sandra Mazzola are agents, collectively licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent insurance companies in the states of CT, FL, GA, MA, MD, NC, ND, NH, NJ, NY, PA, RI, TX, and TN. No insurance business may be conducted outside of these states referenced.

Jody Clement and Sandra Mazzola are Registered Representatives, collectively of and offering securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, A Licensed Insurance Agency.  In this regard, this communication is strictly intended for individuals residing in the states of MA, NJ, NY, PA, TN, NH, TX .  No offers may be made or accepted from any resident outside the specific states referenced. NYLIFE Securities LLC is a New York Life Company.

Neither Next Generation Wealth LLC, its staff nor NYLIFE Securities, its representatives or affiliates provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional before making any decisions.