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Next Generation Wealth, LLC

Jody Young Clement

Founder & Partner
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                              Business Solutions


                              Here at Next Generation Wealth LLC, we offer a wide array of services to help business owners address their financial needs at every stage of the business life cycle. Taking into account their personal values and financial goals, we create and execute customized strategies to help entrepreneurs meet their objectives. Some of our key services are detailed below..

                              Executive Benefits

                              The success of most businesses is tied into the talent, passion and work ethics of their key executives. Executive benefit packages can help you attract, motivate, and retain high-caliber employees and keep your company healthy and stable. We can help you with funding non-qualified plans, supplemental employee retirement plans, split dollar plans, and more.

                              Succession Planning

                              Succession planning allows owners to leave their business on their own timeframe while preparing their company to be transferred to family members, key employees, an outside party, or even a charity. This must be done in a way that achieves personal financial security, maintains harmony, and achieves maximum value for the business.

                              Key Person Insurance

                              Key person life insurance offers a death benefit that helps indemnifies an employer for the loss of one of its most important assets - the key person. This can help assure continuity of the business for employees, customers and creditors, and protects against losses in sales, momentum, and credit. It can also be used to assist with recruiting and developing a replacement for the employee.

                              Funding Buy-Sell Agreements

                              A buy–sell agreement is a legally binding agreement between co-owners of a business that governs the situation if a co-owner dies or leaves the business, whether by force or by choice. A funded cross-purchase buy-sell plan utilizes life insurance to help ensure that the arrangement is properly funded so that there will be money when the event is triggered.

                              Funding Deferred Compensation

                              Deferred compensation is a written agreement between an employer and an employee where the employee chooses to have part of his or her compensation withheld by the company, invested on their behalf, and distributed back to them at a pre-determined point in the future. Deferred compensation can be used as a flexible way to attract and incentivize key employees.



                              Contact Us


                              201 Jones Road, 5th Floor
                              Waltham, MA 02451

                              Phone: 781-398-9838
                              Fax: 781-398-9199
                              smmazzola@nxtgenwealth.com

                              Linkedin
                              201 Jones Road, 5th Floor
                              Waltham, MA 02451

                              Phone: 781-398-9838
                              Fax: 781-398-9199
                              smmazzola@nxtgenwealth.com

                              Schedule a Meeting with Sandra
                              Schedule a Meeting with Jody

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                              Disclosure

                              Jody Clement is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #0M39356), CO, CT, FL, GA, IN, LA, MA, MO, NC, NH, NJ, NY, PA, RI, TN, TX, VA, and VT. No insurance business may be conducted outside the states referenced.

                              As a New York Life Agent, Jody Clement is licensed and authorized to offer insurance in California, but Next Generation Wealth, LLC may not be. For additional information on California licensure status, please click here.

                              Jody Clement is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 65 South St Ste 108, Hopkinton, MA, 01748, 978-298-2545. In this regard, this communication is strictly intended for individuals residing in the states of CA, FL, GA, IN, MA, MD, ME, MO, NC, NJ, NY, PA, RI, SC, TN, TX, VA, VT, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

                              Jody Clement is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, FL, GA, IN, MA, MD, ME, MO, NC, NJ, NY, PA, RI, SC, TN, TX, VA, VT, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

                              The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

                              Sandra Mazzola is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #0M09845), CT, DC, FL, IL, IN, LA, MA, MD, ME, MN, MS, NC, ND, NH, NY, RI, SC, SD, TX, VA, and VT. No insurance business may be conducted outside the states referenced.

                              As a New York Life Agent, Sandra Mazzola is licensed and authorized to offer insurance in California, but Next Generation Wealth, LLC may not be. For additional information on California licensure status, please click here.

                              Sandra Mazzola is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 201 Jones Rd Fl 5, Waltham, MA, 02451, 781-398-9838. In this regard, this communication is strictly intended for individuals residing in the states of CA, FL, MA, MD, ME, NC, NH, RI, TX, VA, and VT. No offers may be made or accepted from any resident outside the specific states referenced.

                              Sandra Mazzola is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, FL, MA, MD, ME, NC, NH, RI, VA, and VT. As such, these services are strictly intended for individuals residing in the states referenced.

                              The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

                              Next Generation Wealth, LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.​

                              Neither Next Generation Wealth, LLC nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​

                              For more information about NYLIFE Securities LLC and its investment professionals.

                              Click here
                              Next Generation Wealth, LLC Logo
                              • About
                                • About Our Firm
                                  • Meet Our Team
                                    • Strategic Alliances
                                      • Our Process
                                      • Expertise
                                        • Business Solutions
                                          • Personal Solutions
                                            • Working with Other Professionals
                                            • Education
                                              • Calculators
                                                • Helpful Links
                                                • Contact Us
                                                  • Client Logins
                                                    • eMoney
                                                      • Virtual Service Center
                                                        • NYLife Securities
                                                          • American Funds

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