skip to main content
Main Menu
Next Generation Wealth, LLC Logo
Next Generation Wealth, LLC

Jody Young Clement

Founder & Partner
  • About
    • About Our Firm
    • Meet Our Team
    • Strategic Alliances
    • Our Process
  • Expertise
    • Business Solutions
    • Personal Solutions
    • Working with Other Professionals
  • Education
    • Calculators
    • Helpful Links
  • Contact Us
  • Client Logins
    • eMoney
    • Virtual Service Center
    • NYLife Securities
    • American Funds

Personal Solutions


Next Generation Wealth LLC provides individuals and families with innovative, cutting-edge products and services to help them grow, protect and conserve their wealth through all stages in life. Taking into account your needs, goals and tolerance to risk, we will work with you to bring clarity to where you’re going and how to get there. Some of our key services are detailed below.

Estate Planning

A well-engineered estate conservation plan can minimize tax liability and ensure that loved ones are protected. We will work with you and your other advisors to assess the impact of state and federal taxes on your estate and suggest strategies to help minimize those taxes while meeting your personal philosophies and family needs.

Asset Protection

There are numerous financial strategies and retirement income plans that can help you accumulate assets for the future, shield your business and personal assets from liabilities, and safeguard asset transfer to children and grandchildren. We can help you figure out what the right course of action is for your specific situation and objectives.

Charitable Planning

Charitable planning allows you to support the organizations and causes that matter to you, while often providing immediate income streams and reducing your tax burden. Numerous charitable giving strategies exist, and we can help you design and execute a charitable giving strategy that is in alignment with your personal and philanthropic goals. Please seek tax advice from your own tax advisors.

Disability and Extended Care Needs

To execute a sound retirement strategy, asset and income protection are a must. Designing a plan that encompasses managing costs for extended periods of care and disability insurance can help create the necessary balance in a portfolio to ensure stability and protection of assets.

401(k) and IRA Rollovers

When you leave a job or retire, you have a decision to make regarding your 401(k) money. While leaving those assets in the former employer’s plan is an option, a rollover can be a consideration. Working with your tax advisor, we can help you determine the right course of action for you. This may include: leaving the funds in your existing plan, if permitted, or rolling them into your new employer’s plan, if one is available and rollovers are permitted. Each choice offers advantages and disadvantages, depending on your specific needs and retirement plan, such as the desired investment options and services, applicable fees, expenses, and withdrawal options, as well as required minimum distributions and tax treatment of applicable options.



Contact Us


201 Jones Road, 5th Floor
Waltham, MA 02451

Phone: 781-398-9838
Fax: 781-398-9199
smmazzola@nxtgenwealth.com

201 Jones Road, 5th Floor
Waltham, MA 02451

Phone: 781-398-9838
Fax: 781-398-9199
smmazzola@nxtgenwealth.com

Schedule a Meeting with Sandra
Schedule a Meeting with Jody

Client Logins


eMoney

Virtual Service Center

NYLIFE Securities

American Funds

For more information about NYLIFE Securities LLC and its investment professionals.

Click here
Next Generation Wealth, LLC Logo
  • About
    • About Our Firm
    • Meet Our Team
    • Strategic Alliances
    • Our Process
  • Expertise
    • Business Solutions
    • Personal Solutions
    • Working with Other Professionals
  • Education
    • Calculators
    • Helpful Links
  • Contact Us
  • Client Logins
    • eMoney
    • Virtual Service Center
    • NYLife Securities
    • American Funds
Disclosure

Jody Clement, and Sandra Mazzola are agents licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in select jurisdictions. Insurance products and services may be offered only in jurisdictions where the agents are properly licensed. State license numbers shown where specifically required. Additional jurisdictions available upon request.
Jody Clement (CA Insurance License #0M39356).
Sandra Mazzola (CA Insurance License #0M09845).

As a New York Life Agent, Jody Clement is licensed and authorized to offer insurance in California, but Next Generation Wealth, LLC may not be. For additional information on California licensure status, please click here.

As a New York Life Agent, Sandra Mazzola is licensed and authorized to offer insurance in California, but Next Generation Wealth, LLC may not be. For additional information on California licensure status, please click here.

The following individuals are Registered Representatives of and offer securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company:
Jody Clement, 65 South St Ste 108, Hopkinton, MA 01748, 978-298-2545.
Sandra Mazzola, 201 Jones Rd 5th Fl, Waltham, MA 02451, 781-398-9838.

Jody Clement, and Sandra Mazzola are also Financial Advisers with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company. Advisory services are offered only in jurisdictions where the financial advisers and Eagle Strategies LLC are properly registered.

Next Generation Wealth, LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither Next Generation Wealth, LLC nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

This website is intended for informational purposes only. Insurance, securities, and advisory products and services are available only in jurisdictions where the applicable representative and entity are properly licensed and registered. No offers may be made or accepted outside those jurisdictions.

Copyright 2026. New York Life Insurance Company. All Rights Reserved.

Privacy Policy

NYLIFE Securities LLC, Member FINRA/SIPC.

For additional information, visit Customer Relationship Summary.pdf

Your Privacy Choices