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Next Generation Wealth, LLC

Jody Young Clement

Founder & Partner
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                              Next Generation Wealth LLC provides individuals and families with innovative, cutting-edge products and services to help them grow, protect and conserve their wealth through all stages in life. Taking into account your needs, goals and tolerance to risk, we will work with you to bring clarity to where you’re going and how to get there. Some of our key services are detailed below.

                              Estate Planning

                              A well-engineered estate conservation plan can minimize tax liability and ensure that loved ones are protected. We will work with you and your other advisors to assess the impact of state and federal taxes on your estate and suggest strategies to help minimize those taxes while meeting your personal philosophies and family needs.

                              Asset Protection

                              There are numerous financial strategies and retirement income plans that can help you accumulate assets for the future, shield your business and personal assets from liabilities, and safeguard asset transfer to children and grandchildren. We can help you figure out what the right course of action is for your specific situation and objectives.

                              Charitable Planning

                              Charitable planning allows you to support the organizations and causes that matter to you, while often providing immediate income streams and reducing your tax burden. Numerous charitable giving strategies exist, and we can help you design and execute a charitable giving strategy that is in alignment with your personal and philanthropic goals. Please seek tax advice from your own tax advisors.

                              Disability and Extended Care Needs

                              To execute a sound retirement strategy, asset and income protection are a must. Designing a plan that encompasses managing costs for extended periods of care and disability insurance can help create the necessary balance in a portfolio to ensure stability and protection of assets.

                              401(k) and IRA Rollovers

                              When you leave a job or retire, you have a decision to make regarding your 401(k) money. While leaving those assets in the former employer’s plan is an option, a rollover can be a consideration. Working with your tax advisor, we can help you determine the right course of action for you. This may include: leaving the funds in your existing plan, if permitted, or rolling them into your new employer’s plan, if one is available and rollovers are permitted. Each choice offers advantages and disadvantages, depending on your specific needs and retirement plan, such as the desired investment options and services, applicable fees, expenses, and withdrawal options, as well as required minimum distributions and tax treatment of applicable options.



                              Contact Us


                              201 Jones Road, 5th Floor
                              Waltham, MA 02451

                              Phone: 781-398-9838
                              Fax: 781-398-9199
                              smmazzola@nxtgenwealth.com

                              Linkedin
                              201 Jones Road, 5th Floor
                              Waltham, MA 02451

                              Phone: 781-398-9838
                              Fax: 781-398-9199
                              smmazzola@nxtgenwealth.com

                              Schedule a Meeting with Sandra
                              Schedule a Meeting with Jody

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                              Disclosure

                              Jody Clement is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #0M39356), CO, CT, FL, GA, IN, LA, MA, MO, NC, NH, NJ, NY, PA, RI, TN, TX, VA, and VT. No insurance business may be conducted outside the states referenced.

                              As a New York Life Agent, Jody Clement is licensed and authorized to offer insurance in California, but Next Generation Wealth, LLC may not be. For additional information on California licensure status, please click here.

                              Jody Clement is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 65 South St Ste 108, Hopkinton, MA, 01748, 978-298-2545. In this regard, this communication is strictly intended for individuals residing in the states of CA, FL, GA, IN, MA, MD, ME, MO, NC, NJ, NY, PA, RI, SC, TN, TX, VA, VT, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

                              Jody Clement is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, FL, GA, IN, MA, MD, ME, MO, NC, NJ, NY, PA, RI, SC, TN, TX, VA, VT, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

                              The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

                              Sandra Mazzola is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #0M09845), CT, DC, FL, IL, IN, LA, MA, MD, ME, MN, MS, NC, ND, NH, NY, RI, SC, SD, TX, VA, and VT. No insurance business may be conducted outside the states referenced.

                              As a New York Life Agent, Sandra Mazzola is licensed and authorized to offer insurance in California, but Next Generation Wealth, LLC may not be. For additional information on California licensure status, please click here.

                              Sandra Mazzola is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 201 Jones Rd Fl 5, Waltham, MA, 02451, 781-398-9838. In this regard, this communication is strictly intended for individuals residing in the states of CA, FL, MA, MD, ME, NC, NH, RI, TX, VA, and VT. No offers may be made or accepted from any resident outside the specific states referenced.

                              Sandra Mazzola is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, FL, MA, MD, ME, NC, NH, RI, VA, and VT. As such, these services are strictly intended for individuals residing in the states referenced.

                              The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

                              Next Generation Wealth, LLC is not owned or operated by NYLIFE Securities LLC or its affiliates.​

                              Neither Next Generation Wealth, LLC nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​

                              For more information about NYLIFE Securities LLC and its investment professionals.

                              Click here
                              Next Generation Wealth, LLC Logo
                              • About
                                • About Our Firm
                                  • Meet Our Team
                                    • Strategic Alliances
                                      • Our Process
                                      • Expertise
                                        • Business Solutions
                                          • Personal Solutions
                                            • Working with Other Professionals
                                            • Education
                                              • Calculators
                                                • Helpful Links
                                                • Contact Us
                                                  • Client Logins
                                                    • eMoney
                                                      • Virtual Service Center
                                                        • NYLife Securities
                                                          • American Funds

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